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Some Basic Tips On Getting Cheaper Car Insurance

By Ted Betances

There is absolutely no doubt that car insurance can be very expensive, but thankfully there are many different things that you can do in order to reduce the cost of your policy. If you really want to lower your auto insurance costs, consider some of these basic tips.

One of the best things you can do is to make sure that you get advice from people who have already been through the same process as you. There will be many thousands of people who will have been in your position and will have been looking for cheaper ways of getting car insurance, and as such it is a good idea to look on online discussion boards and forums that have been setup for the purpose of discussing ways of finding cheaper auto insurance.

Due to the fact that so many people will have been in your position in the past there is going to be a great deal of information online about things you may be able to do to lower your auto insurance premiums. As such, simply take as much feedback, advice, hints and tips, from these sources as possible and work out which ones will apply to your personal situation.

One of the things that you may find commonly discussed online will be the idea of raising up your deductible. In general people try to keep their deductible low and this is a fairly obvious thing to do because people don’t want to be stuck with a large payment when they file a claim. However, while it may seem a little bit counterintuitive, raising your deductible may well help you to save money in the long run because it will help to reduce your premiums.

The way that you pay for the policy is important as well. Most people try to pay monthly because this appears like the most financially prudent way to go about it. However, paying monthly actually lead to additional costs beginning to accumulate. If you can pay the entire balance in full you will avoid these costs and therefore save money.

It is also important to look at the option of bundling together your auto insurance policy with other policies that you may take. Many companies offer multiple types of insurance and so you may be able to get your home insurance, health insurance, and car insurance all from the same provider. Doing this will certainly help you to get an overall discount.

Your credit rating may also be something of importance as well. These days the credit of a customer is becoming more and more important and insurance companies are finding that anyone with a poor credit rating who has proven financially irresponsible will garner higher insurance premiums.

Get the ultimate inside skinny on how to keep car insurance rates ultimate low now in our super guide to get really affordable car insurance coverage.

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Article Citation
MLA Style Citation:
Betances, Ted "Some Basic Tips On Getting Cheaper Car Insurance." Some Basic Tips On Getting Cheaper Car Insurance. 26 Aug. 2010. 22 Aug 2015 <>.

APA Style Citation:
Betances, T (2010, August 26). Some Basic Tips On Getting Cheaper Car Insurance. Retrieved August 22, 2015, from

Chicago Style Citation:
Betances, Ted "Some Basic Tips On Getting Cheaper Car Insurance"

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