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What Is Import Car Insurance?

By Rita Brown

Import car insurance is a little-considered necessity for those looking to import genuine import vehicles. This type of insurance does not cover cars that were produced by foreign companies to be sold in your country – it is meant for cars that are bought in their country of origin and brought over at your or the manufacturer’s expense.

There are a great deal of reasons to purchase a genuine import car, with the most prevalent being style. Sure, foreign car companies typically make top quality vehicles, but the real draw for someone looking to get a car shipped over is the status symbol that the vehicle represents.

Import car insurance helps cut through a few of the red tape when it comes to actually getting the car into the country and making it legal. As with anything else being shipped into the country, there are customs and import taxes to take into consideration. Distinctive hurdles that one has to take into consideration when importing a car are the emissions, which ought to be compliant to your country’s laws; and the whether the car itself is up to safety codes in your country as well. These factors may not come to mind whenever you’re looking at that brand new current-year car, but they definitely will when your insurance premiums skyrocket because the car doesn’t meet safety or environmental standards.

It is recommended that you get in touch with an insurance company prior to importing a vehicle over. This way they could provide you with advice as to the steps to take to have the vehicle shipped to your country, as well as help you get the documents in order to prove that it’s yours and is legal once it arrives. This is by far the least fun part of purchasing an import car, but having an experienced and reputable company behind you along the way can make the process all that far more simple.

Most standard car insurance companies to not handle import car insurance, meaning you’ll most likely have to look outside of the box. Having a company that’s accustomed to dealing with the manufacturer of your car can also make the process easier – in any case, it’s best to get some opinions on the matter. When looking on-line, try to find forums for import car owners and buy some opinions on insurance companies. This will make the search much easier, but also make sure to contact the ones that seem to be good options to get solid information on their rates and how they can help you make the process easier.

If you’re like many and looking to get the best deal possible, try to barter with the insurance companies to get lower rates. Business for these companies isn’t massive and they have high rates, meaning you could be able to work them down to a lower price by comparing them to one of their competitors. This is a tactic that does not work on your standard insurance companies, but it’s more effective than not when dealing with import car insurance providers.

If you need to import a car but are worried about damages, car importing insurance is what you need to ease your mind.To learn more about car import insurance, please, visit our website for additional information.

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Article Citation
MLA Style Citation:
Brown, Rita "What Is Import Car Insurance?." What Is Import Car Insurance?. 21 Aug. 2010. 29 Aug 2014 <>.

APA Style Citation:
Brown, R (2010, August 21). What Is Import Car Insurance?. Retrieved August 29, 2014, from

Chicago Style Citation:
Brown, Rita "What Is Import Car Insurance?"

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