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What Kind Of Business Is Right For You?

By Dr. Grazyna Pajunen

Robert Kiyosaki in his book entitled “The Cashflow Quadrant” reveals why some people work less, earn more, pay less in taxes, and feel more financially secure than others. It is simply a matter of knowing which quadrant to work from and when.

When you are an employee or self-employed (like a medical doctor, dentist, accountant, consultant ect.) you always have to exchange your time for your money. When you are a successful business owner or an investor, you have your business or your money work for you. You have built a successful source of passive income. Passive income is an income received on a regular basis, with little effort required to maintain it. Earnings from a business that does not require direct involvement from the owner or merchant, rent from properties or pensions are examples of a passive income sources. That means that you not only have money and choices in life, but also have time to enjoy it. You become financially independent.

There are many types of business to consider. If you choose consulting or freelancing, you will be self- employed. The start-up costs are very low, but you still be exchanging your time for money and most of the time you will not achieve a passive income for yourself and your family.

You may consider to parlay your hobby or talent and start a home-based business, just like Bill Gates started his Microsoft company. This is, however, very difficult. You will have to do everything by yourself: create your own system, business plan and get financing. You will the CEO, CFO, marketer, accountant and manufacturer of your own business.

It is easier to buy a franchise, but it can be very expensive. The reason why the franchise businesses are more successful than other home-based businesses is the proven system and support.

Finally, there is a direct selling and network marketing business

Direct selling is often confused with Network Marketing business. Direct selling is a self-employed type of business where the person is working for the company and is paid commission for all successful sales.

Network Marketing is the business of building a consumer, sales and distribution network for the manufacturer. You will build “your own store” that can bring a substantial passive income for you and your family. You will make money every time somebody buys something from your store. The important issue for success is to choose the right company with a right product at the right time and with a right support system. Network marketing is an excellent choice. The start-up costs are minimal, you work it part-time around a job or other commitments and there is no financial risk to yourself or your family. You do not need to worry about warehousing of the products, overheads, product development, deliveries etc. You have no stock, no staff, and no premises. You just focus on the income producing activities. You will have a system and support. This is a really brilliant business.

Dr. Grazyna Pajunen is a researcher, a teacher, and a researcher in the field of Electrical Engineering. She is also a successful Real Estate investor and a Network Marketer. Recently she has implemented online network marketing strategies to her businesses. If you are interested to build a business to secure a passive income for you and your family VISIT.. This article, What Kind Of Business Is Right For You? is released under a creative commons attribution license.

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Article Citation
MLA Style Citation:
Pajunen, Dr. G. "What Kind Of Business Is Right For You?." What Kind Of Business Is Right For You?. 14 Apr. 2014. 1 Aug 2014 <>.

APA Style Citation:
Pajunen, D (2014, April 14). What Kind Of Business Is Right For You?. Retrieved August 1, 2014, from

Chicago Style Citation:
Pajunen, Dr. G. "What Kind Of Business Is Right For You?"

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