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Start Using Your Cell Phone to Transfer Money to India

By Leslie Hope

If you ever desire to send money to India, you are possibly always looking for new ways to do so. There are of course the traditional methods that have been used for years, such as banks, funds transfer services, and sending a prepaid debit card. However, now you can also use your phone to send money to India, which is great news if you have family there that needs your assistance monetarily.

As long as your relatives have Tata Indicom, which is a major cell phone provider in that nation, they can remit and receive money as much as they want. The service is called Green Money Transfer, as no paper is involved. It is all based on technology, and your relatives will just need to sign up for the service before they transfer or accept money.

Once they sign up, they should go to the nearest location to them and get a transfer for up for 5,000 rupees. If you are transferring funds to them, they will simply need a transaction code in order to go to Green Tata PCO location near them to pick up the funds. This is after you have initiated the remittance on your phone. Though the service has few locations right now, look for future expansion, or even other similar servicest that allow transfers from the phone.

If you want to send money to India using a phone but do not have this cell phone provider, there are other options. You can send them a prepaid debit card. Once you select a company from which to get the card, you can send it to your relatives, and then call the company to add funds to the card. If your phone has Internet, you can also log on to add money that way. It will cost your family members less than 50 rupees to use the prepaid debit card at retailers, and about 140 rupees each time they remove funds from an ATM, no matter the amount. Each time you send money to the card, you will be charged a $5 fee, so sending large lump sums is more cost-effective than transferring a little at a time. Either way, this option is often much less expensive than using a financial institution, and it is particularly convenient if your relatives do not belong to a financial institution.

Whatever the reason you have to send money to India, there are several choices. Transferring funds from a phone is just more appealing to most people, and typically the cheapest choice. Whether you decide to use cell phone providers or a prepaid debit card, sending money to family in India is doable without breaking the bank, or even holding an account.

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Article Citation
MLA Style Citation:
Hope, Leslie "Start Using Your Cell Phone to Transfer Money to India." Start Using Your Cell Phone to Transfer Money to India. 17 Jan. 2010. 5 Aug 2014 <>.

APA Style Citation:
Hope, L (2010, January 17). Start Using Your Cell Phone to Transfer Money to India. Retrieved August 5, 2014, from

Chicago Style Citation:
Hope, Leslie "Start Using Your Cell Phone to Transfer Money to India"

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