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Alternate Options To Private Pay Health Insurance Plan

By Marc Spielberg

If you find yourself with no insurance plan either because your employer does not offer insurance plan as a advantage of employment or just because you can’t afford the health insurance plan as it’s being offered there may be other inexpensive alternatives that you could investigate.

Based on your income you & or some of your family members may qualify for Medicaid or at the very least the SCHIP insurance plan that’s offered as a supplement to working families that can’t buy or aren’t offered insurance plan through their employer. While this may only provide health insurance plan for a portion of your family this may help alleviate at least part of the burden.

There may be additional options that might be able to help you. For example there are actually many groups & organizations that offer discount insurance to their members and if you or a family member are part of one such organization this can enable you to purchase your health insurance plan for a lower rate. Such groups include and just to name a few but there are various organizations that give insurance plan advantages.

If you’re without the means to have health insurance plan then you ought to at the very least buy a discount health card. Although these cards shouldn’t be misconstrued as health insurance plan they’re helpful and enable you to get discounts with certain health care providers. This can enable you to obtain the care you need at a less expensive price.

Lastly if all else fails you might want to look in the surrounding towns for a free care or sliding scale clinic. Many doctors work in these clinics in their off hours to provide care and medicine to those who don’t have the money for the health care they need and this can be of great service to those without health insurance plan. Usually proof of income and such is required at these health care facilities and they should be considered a final resort option for treatment.

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Article Citation
MLA Style Citation:
Spielberg, Marc "Alternate Options To Private Pay Health Insurance Plan." Alternate Options To Private Pay Health Insurance Plan. 27 Jun. 2010. 28 Sep 2014 <>.

APA Style Citation:
Spielberg, M (2010, June 27). Alternate Options To Private Pay Health Insurance Plan. Retrieved September 28, 2014, from

Chicago Style Citation:
Spielberg, Marc "Alternate Options To Private Pay Health Insurance Plan"

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