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Always Beware Of Credit Card Scams

By Areelitaha Joahlanski

Beware of credit card scams. Many have been perpetrated against people unfamiliar with the scope of the problem. An email arrives telling you your credit card numbers have been stolen. Then it gives you a link to use. Follow it and they will take care of the criminal.

Clicking the link takes you to a website where they say you must hurry before the criminals get your numbers and use them. Next they collect all your personal information. If a person thinks they are giving it to their bank, they may divulge the information.

Of course, the site does not have anything to do with your bank. They are simply getting you to share your information. After it’s all over, you suddenly realize what happened. He quickly shops for expensive jewelry and electronics before you can report the numbers stolen.

He may scam you by starting with a Visa card number that he knew was legitimate. Then he tried a series of numbers and expiration dates. He begins with the number after the one he knows is good. For example, the last four digits are 2222 and he then tries 2223.

He then has to try all possible expiration dates. When it works, he verifies it by making a small purchase, then voiding it. He puts in tedious hours compiling a list of credit card numbers that he has confirmed are good.

Now he looks for a seller who will sell him an expensive item and split the cost among three or four of the credit cards. He uses overnight delivery. The scammer disappears long before the real owner of the credit numbers disputes the charges on the card.

Since the real card owner cannot be charged more than $50 of the amount charged by the scammer, the card company has to take the loss. Then we all pay higher prices as a result. Beware of credit card scams. If an email arrives from an unfamiliar person, click delete without even opening it.

In order to really get the answers to your question, I highly recommend you go straight to the net’s leading site about this issue here. Go there now: guaranteed approval credit cards and zero interest credit cards

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Topics: Finance | Comments Off

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Article Citation
MLA Style Citation:
Joahlanski, Areelitaha "Always Beware Of Credit Card Scams." Always Beware Of Credit Card Scams. 26 Aug. 2010. uberarticles.com. 25 Aug 2015 <http://uberarticles.com/finance/always-beware-of-credit-card-scams-2/>.

APA Style Citation:
Joahlanski, A (2010, August 26). Always Beware Of Credit Card Scams. Retrieved August 25, 2015, from http://uberarticles.com/finance/always-beware-of-credit-card-scams-2/

Chicago Style Citation:
Joahlanski, Areelitaha "Always Beware Of Credit Card Scams" uberarticles.com. http://uberarticles.com/finance/always-beware-of-credit-card-scams-2/


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