Username:   Remember Me
Password:  

Uber Articles {Über (ger) adj. above, beyond }

- Above and Beyond a Mere Article Directory

 
 

Best Health Insurance Plan

By Marc Spielberg

Lots of people are still worried over the recent health care bill of the Obama administration. For one, it hinders them from exercising democracy, whether to subject themselves to insurance plans or not. They are, after all, compelled to purchase an insurance plan either from the government or from a private insurance company. Moreover, there is the continuous rise on health insurance plan costs. Health insurance plan through schemes may just be an option.

Health insurance plan is vital. Without it, there isn’t clear support on the increasing prices of health care in the country. It’s the immediate contingent plan that can be implemented in times of emergencies. Besides, there are different health insurance plan schemes to select. It is quite easy to pick one that sounds less expensive and practical:

PPO

This stands for Preferred Provider Organization. It’s composed of health care professionals & facilities that have signed a contract with the insurance company. They guarantee they provide the necessary services to their clients based on the fee schedule. The benefit of a PPO is you already have a best idea of doctors who are able to render medical services at a much lesser cost. Though you still have to shoulder a portion of the total amount, you’re still going to enjoy savings for every treatment. More health care services are also added annually.

HMO

HMO or Health Maintenance Organization is a very popular health insurance plan. It’s the one usually given by companies to their employees as one of the fringe benefits. The insured individual can go to a clinic or a health care facility that is approved or under the HMO plan. They can approach only those health care professionals who can accept your chosen HMO. One of the greatest benefits of the HMO is its very low premiums. The insurance premium can be subdivided among the number of enrollees. Moreover, many insurance companies offering HMO are offering lifestyle programs to their clients to make sure that they don’t get sick or meet emergencies often.

POS

It means point of service plan. It shares certain attributes with HMO & PPO. It’s like the former since primarily you can only ask for medical help from their list of doctors & facilities. However, should you require specialized assistance; the doctor can refer you to those who don’t belong to the network–just like in PPO. Fortunately with POS is you’ve more control on the professionals you want to deal. Furthermore, you can make sure you can give yourself the right type of treatment it deserves. The only problem is you’ve to pay extra every time you work with an out-of-network professional.

Looking to find the best deal on group health insurance plan, then visit www.healthinsuranc-e.info to find the best advice on international student health insurance for you.

Article kindly provided by UberArticles.com

Topics: Finance | Comments Off

Tags: , , , , , , , , , , , , ,


Article Citation
MLA Style Citation:
Spielberg, Marc "Best Health Insurance Plan." Best Health Insurance Plan. 21 Jun. 2010. uberarticles.com. 3 Feb 2016 <http://uberarticles.com/finance/best-health-insurance-plan/>.

APA Style Citation:
Spielberg, M (2010, June 21). Best Health Insurance Plan. Retrieved February 3, 2016, from http://uberarticles.com/finance/best-health-insurance-plan/

Chicago Style Citation:
Spielberg, Marc "Best Health Insurance Plan" uberarticles.com. http://uberarticles.com/finance/best-health-insurance-plan/


Reprint Rights

Creative Commons License
This article is subject to a revocable license under a Creative Commons Attribution-No Derivative Works 3.0 Unported License, which means you may freely reprint it, in its entirety, provided you include the author's resource box along with LIVE VISIBLE links (without "nofollow" tags). We may revoke the license at any time with or without cause. You must also include the credit to UberArticles.com.

Comments are closed.

Disclaimer
Uber Articles and its partner sites cannot be held responsible for either the content nor the originality of any articles. If you believe the article has been stolen from you without your permission, please contact us and we will remove it immediately. If you have a problem with the accuracy or otherwise of the content of an article, please contact the author, not us! Also, please remember that any opinions and ideas presented in any of the articles are those of the author and cannot be taken to represent the opinions of Uber Articles. All articles are provided for informational purposes only. None of them should be relied upon for medical, psychological, financial, legal, or other professional advice. If you need professional advice, see a professional. We cannot be held responsible for any use or misuse you make of the articles, nor can we be held responsible for any claims for earnings, cures, or other results that the article might make.
  • RSS Feed

    RSS for Finance