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Do You Have Too Much Debt?

By Adam Wesley

Are you an American? Do you have a small, plastic credit card like so many of us do? Do you reply on it for quick purchase without thinking how you will pay for it later? Well then, you are most probably in credit card debt, according to most studies.

Anyone that has over $10,000 in credit card debt can now have their debt problems relieved. Basically, the government will bail you out just like they bailed out the Auto industry. Sound good right? It is good, and if you have the small amount of cash it takes to settle with your creditors, the $10k debt could be reduced to $5k.

No one can bully money out of you because that goes against your rights.Now, are you able to do something about your escalating debt? The government of the United States has introduced the Obama credit reform program. What is that about, you might ask? This program works with debt settlement companies to reduce your debt to a manageable level or remove it entirely. Another program is the bailout program that is currently working to help Americans settle with their credit card company. It is best to work with a non profit agency as they are government funded and cost you nothing.

Ever since the US bailed out the larger auto companies, anyone that possesses over $10,000 in credit card debt has qualified to have their debt erased, reduced, paid for, or even eliminated, by the American Government. This is because they’re wanting to get America out of debt, and back into a healthier point of economy. The average American now have almost 10K in debt. If you do have the extra cash on hand, it is a good idea to settle with your creditor to get your debts reduced. There is also no reason to pay for a service like this because they are free at non profit debt reduction agencies. They will also offer counseling as well for financial troubles.

So, as you can see, this is a little about how America came to be where it is – in debt. My hope for this article is that you will do a little research about it and find out even more about how you can reduce your credit card debt!

Both of these resources can government credit card debt relief also government credit card debt reliefhelp you with more information

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Article Citation
MLA Style Citation:
Wesley, Adam "Do You Have Too Much Debt?." Do You Have Too Much Debt?. 25 Jul. 2010. 23 Sep 2014 <>.

APA Style Citation:
Wesley, A (2010, July 25). Do You Have Too Much Debt?. Retrieved September 23, 2014, from

Chicago Style Citation:
Wesley, Adam "Do You Have Too Much Debt?"

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