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How To Get A Good Credit Score

By Spencer Tracy

There are several advantages and advantages of having and maintaining a good credit score. If you’ve got a credit score of 770, 810, or 830 and up, you have got a good score. With high credit scores you’ll be able to save cash every month with lower IRs on all of your financial vehicles. You may also notice you get a better reception by the vehicle sales representatives, home banks, and even insurance sales representatives when you step into their office.

They know they have a better chance with closing the sale with you because they are able to get you accepted for a loan at a low rate you can afford and one that you’re going to be OK with. A greater than average credit score will permit you to demand the best IRs on home loans, mortgage loans, visa cards, vehicle loans, private loans and more. And usually banks shouldn’t have any problem accommodating your requests.

You have earned your credit now put it to some good use. Another of the benefits of having good credit or good scores to be more exact since you have to maintain a good score with all three of the major credit reporting agencies – Experian, Equifax and Transunion – is that potential bosses won’t turn down your claim due to your credit score.

You stand an improved chance of landing a job with a high score vs. a low score. Regardless of whether you don’t agree with the way most firms use credit scoring information, if you’d like to get into their game, you’ve got to play by their rules. And when you do play by their rules, you get to enjoy the advantages of low rate balance transfer offers even if credit is drying up for rather less than qualified candidates.

You get the advantages of being trained and not overextending yourself and spending more than you might afford to repay. As you can see, there are lots of benefits and advantages of having a good credit score. To get into the high 750+ credit score range, pay all of your bills in good time. Keep on top of the due dates like a hawk. Only utilize a tiny portion of the balance – less than thirty percent is excellent. Keep accounts open – eight to sixteen years at a minimum. And do not sign up for credit you don’t need. Follow these straightforward steps and you will be on the way to the most acceptable deals on credit anywhere.

Visit us at Credit Scoring.

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Article Citation
MLA Style Citation:
Tracy, Spencer "How To Get A Good Credit Score." How To Get A Good Credit Score. 23 Jun. 2010. 3 Aug 2014 <>.

APA Style Citation:
Tracy, S (2010, June 23). How To Get A Good Credit Score. Retrieved August 3, 2014, from

Chicago Style Citation:
Tracy, Spencer "How To Get A Good Credit Score"

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