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Earn a Wonderful Income As a Non-public Funds Provider

By Tim Tavender

The hard money lending industry is an amazing opportunity to make money as a non-public funds provider. In the result of the economic depression, real estate investors basically prefer hard money loans over standard lending establishments. Most property investors are sometimes buying troubled bank owned properties for the purposes of flipping or rehabbing.

Unfortunately, fresh lending policies implemented by banks have made it unlikely for anyone without pristine credit and gigantic asset reserves to obtain financing to buy properties to rehab. In truth even with spotless credit and good money reserves the simple fact that the subject property should be rehabbed or has any functional deficiencies can kill the deal since the property cannot qualify for traditional financing.

Many times the previous owner may have been a forced sale party on the way out and annihilated or took everything in sight prior to eviction. This is the most typical reason stockholders need access to personal money.

Making an investment in property as a private funds provider is the final win-win situation for you, the investor and the community as full. By providing property investors with fast hassle-free financing you can charge a steeper rate, usually in the 15% range and earn an additional 3% to 5% by charging points on the loan.

Since these loans are short-term and typically repaid within six to 9 months; the fast return of capital will allow you to loan the money repeatedly. Thereby making yields above 25% a year.

In this business you not only have command over your investment greenbacks but you have the capability to structure deals that leverage the time and experience of your borrower.

The traditional property financier has to do a lot of footwork finding and vetting the deals, but as a private money financier you have got other stockholders going out finding the properties and bringing you the bargains. Additionally it will only take a short time before your customer base knows your investment style sufficiently well to only bring you the deals they know you'll be interested in.

Even in economic downturns the business is there. Thanks to all of the foreclosures and short sales there are more than enough properties available for pennies on the buck.

Banks need to get these REO’s off their books and smart financiers need to flip them. As a private bank you'll be ready to get these financiers the funds needed fast and put a 15% to 20% profit in your pocket and theirs each time.

Tim Tavender is an author with ten years experience running his own personal loan in singapore . He has written for State Papers and Mags about personal loan .

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Article Citation
MLA Style Citation:
Tavender, Tim "Earn a Wonderful Income As a Non-public Funds Provider." Earn a Wonderful Income As a Non-public Funds Provider. 10 Apr. 2014. 2 Aug 2014 <>.

APA Style Citation:
Tavender, T (2014, April 10). Earn a Wonderful Income As a Non-public Funds Provider. Retrieved August 2, 2014, from

Chicago Style Citation:
Tavender, Tim "Earn a Wonderful Income As a Non-public Funds Provider"

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