Username:   Remember Me

Uber Articles {Über (ger) adj. above, beyond }

- Above and Beyond a Mere Article Directory


General Information About Workers Compensation Insurance

By Jill Faulkner

A monetary benefit that is awarded to a worker who has sustained an injury or disability rendering him unable to provide services is referred to as workers compensation insurance new york. This is granted by employers so they can avoid having any lawsuit filed against them. The benefit is originally granted to as coverage for medical expenses that are needed to cure both temporary and permanent injuries. Sometimes, companies even provide additional funds in case the injuries have caused employees to lose earnings.

Originally, workers compensation was intended for people working as factory and construction workmen. This is mainly because they are those who are more in danger of suffering work injuries. They work more on labor duties, in contrast to employees doing paperwork in administrative offices.

In most countries, including United States, this benefit is considered mandatory and automatically provided to people rendering services that can be associated with physical injuries. Employers would certainly want to avoid having issues with employees leading to the filing of lawsuits for large sums. Workers comp programs can be taken as insurances against large potential payouts.

Employers often cater to the arrangement of the benefits program with the help of insurance companies. They will be paying monthly premiums to the insurers, who in turn, will release the funds in the event accidents happen. Benefits for specific injuries will usually be published for employees to read before they take the job. Injuries like losing eyes, fingers, toes, or arms will usually be listed with specific amounts of monetary value.

Know that a benefit can be really hard to get. Usually, this will depend on the type of employer you are dealing with. If you have sustained a very obvious injury, or if you have witnesses, then you might not have so much trouble with the claim. If you have sustained an internal injury or those types that are not obvious at all, you might need to call in a physician for some evidences.

These kinds of benefits are not essential to employees alone but to employers as well. Although to most people, these may initially seem counter-intuitive, since money flows out from employers to employees. Benefits could still mean more to employers than employees though.

Compensations were originally taken as a means to fund the medical expenses, including those for permanent injuries but none will ultimately compensate for losing vision or limbs. In case the employer is found to be the one at fault, an employee can actually demand so much more if insurance is not available. The employer will end up with far greater loss in such case.

Still, it is not surprising how there are still some people reluctant to accept these types of benefits. A reason for this is because the recipients may have a hard time being admitted to another job. Job applications may actually entail inquiries as to the receipt of these compensations previously.

Technically, it is illegal to discriminate basing on the grounds of receiving payouts for workers compensation insurance new york. However, to employers, having been recipients of such benefits will indicate that applicants may not render service as fail-safe as others. This will further lead them to think that there is high potential of these employees requiring payouts at some given time.

You can visit the website for more helpful information about Facts Surrounding Workers Compensation Insurance

Article kindly provided by

Topics: Finance | Comments Off

Tags: , , , , , ,

Article Citation
MLA Style Citation:
Faulkner, Jill "General Information About Workers Compensation Insurance." General Information About Workers Compensation Insurance. 9 Apr. 2013. 1 Mar 2015 <>.

APA Style Citation:
Faulkner, J (2013, April 9). General Information About Workers Compensation Insurance. Retrieved March 1, 2015, from

Chicago Style Citation:
Faulkner, Jill "General Information About Workers Compensation Insurance"

Reprint Rights

Creative Commons License
This article is subject to a revocable license under a Creative Commons Attribution-No Derivative Works 3.0 Unported License, which means you may freely reprint it, in its entirety, provided you include the author's resource box along with LIVE VISIBLE links (without "nofollow" tags). We may revoke the license at any time with or without cause. You must also include the credit to

Comments are closed.

Uber Articles and its partner sites cannot be held responsible for either the content nor the originality of any articles. If you believe the article has been stolen from you without your permission, please contact us and we will remove it immediately. If you have a problem with the accuracy or otherwise of the content of an article, please contact the author, not us! Also, please remember that any opinions and ideas presented in any of the articles are those of the author and cannot be taken to represent the opinions of Uber Articles. All articles are provided for informational purposes only. None of them should be relied upon for medical, psychological, financial, legal, or other professional advice. If you need professional advice, see a professional. We cannot be held responsible for any use or misuse you make of the articles, nor can we be held responsible for any claims for earnings, cures, or other results that the article might make.
  • RSS Feed

    RSS for Finance