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Is Medical Insurance A Must?

By Steve Johnes

Nobody can see the future. You never can say when you’re somebody in your own family will have an emergency and have to get to the hospital. And unless you have uncountable billions of bucks in the bank, you must doubtless buy some extra medical insurance. I say billions because some doctor’s bills cost millions of bucks, so even if you’re a millionaire, you’ll need some kind of help.

Some have lots of cash saved up for stormy days like medical calamities, but there’s only two hundred folks in the world who’ve enough in savings to cover any kind of hospital charges. Growing up we were taught to have medical insurance just in case. But with the increasing costs in hospital bills, just having medical insurance isn’t enough.

Now it is increasingly common for people to have insurance programmes that back up their original policies. Most of the people think they are alright with their assets and capital in the bank, but a medical bill can mess up you! You can lose your place, your savings, and even your vehicle due to hospital bills.

This is a state of affairs that nobody in their right mind would like to be in. If you’re able, it’d be smart to start shopping, and comparing different supplemental insurance plans in order that you can protect yourself. Everybody wishes it naturally, but some will need it more than others. Does your folks have a record of medical conditions? If that is so you could be one of those people that will swiftly exhaust all your original insurance plan cash generally folks who have got their own business or are self-employed will, very likely, suffer the most if something extreme occurs. Folk who work for good corporations will be at sort of an advantage, because in numerous cases, their employer will have a choice to have an extra policy as one part of their usual insurance plan. Folks who are employed by a major corporation don’t have to get thru the difficulty of window shopping for a good supplier as the company will do it for them. It’s definitely reasonable to say that individuals who are self-employed are just about on their lonesome. And this should give them more reason to think about buying supplemental insurance.

Another thing to think about is the incontrovertible fact that most self-employed do not have employees comp like all massive firms. There are a selection of different insurance programmes bobbing around in the world and if you’re not an insurer’s agent, you’ll become a little confused. If you’d like to understand how to buy.

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Article Citation
MLA Style Citation:
Johnes, Steve "Is Medical Insurance A Must?." Is Medical Insurance A Must?. 27 Jun. 2010. 3 Aug 2014 <>.

APA Style Citation:
Johnes, S (2010, June 27). Is Medical Insurance A Must?. Retrieved August 3, 2014, from

Chicago Style Citation:
Johnes, Steve "Is Medical Insurance A Must?"

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