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Are You Prepared To Help With Your Aging Parents

By Kathy Alexander

We all age. And usually by the time we are sufficiently old to look forward to freedom with the kids moving out, we find out our aging parents need more help than ever. It might start off as an occasional drive somewhere, or asking a neighbor of theirs to test in on them every day. Long term care insurance can help give you more options.

Usually it escalates to the point they need much more than that. Certain scenarios will need some immediate action. Did maybe your pop have a stroke and wants round the clock attention? Or perhaps your mum has been diagnosed with dementia? What selections does everyone have? Not only you, but your entire family – including your parent.

Years back it was an unspoken presumption that the children would take care of the oldsters. Mentally, physically, financially – whatever was needed. Today, that is not always possible. No matter how much we’d love our folks, good intentions just aren’t always enough. Your spouse and your children need to agree that perhaps moving in grandmother is the only way to go. However, don’t be shocked if you get some negativity responding to your plea.

You probably won’t be the only one who needs to be actively concerned her care. No one wants to or is capable of being there all of the time. Responsibilities need to be shared, and not everyone could be ready to make this type of sacrifice.

As you debate this possible move with your folks, also debate the actual condition of your parent. Can she get up? Does she need special food that has to be cooked at certain times? Is she incontinent? Does she require aid bathing? If she wishes all this additional attention, how does she get it?

Every member of your folks needs to completely understand and agree with who does what going forward. This may be a permanent arrangement, not only a few weeks. Anyone that moves in who can’t take care of themselves, is a burden. All the love and kindness in the world can wear thin quickly when you have the equivalent of another kid living under your roof.

Plan in advance and be prepared. If your parents think that you or another sibling will just immediately take over when the time comes, they have to understand early on this would possibly not be a feasible probability. They have to know what their options are going to be so they and everyone can plan accordingly .

Cruise on by for more information about how long term care insurance works, ask questions or request a quote. We represent 20 of the top LTCi providers. This gives you tremendous options.

categories: insurance policy,long term care insurance,baby boomer,retirement,seniors,health,financial,retirement,planning,family,long term care,financial,planning,insurance

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Article Citation
MLA Style Citation:
Alexander, Kathy . "Are You Prepared To Help With Your Aging Parents." Are You Prepared To Help With Your Aging Parents. 6 Jul. 2010. 23 Aug 2015 <>.

APA Style Citation:
Alexander, K (2010, July 6). Are You Prepared To Help With Your Aging Parents. Retrieved August 23, 2015, from

Chicago Style Citation:
Alexander, Kathy . "Are You Prepared To Help With Your Aging Parents"

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