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Methods to Dispute Experian by Mail

By Natalie Johnson

You hold a legal right to dispute your Experian credit report, under the law of Fair Credit Reporting Act to dispute any improper information on any of your credit accounts. Entries like, vehicle repossessions, late payments, insolvencies, collection accounts and home foreclosures are all negative entries on your credit report. These entries, if valid, takes up to seven years to be erase but if they have any inaccuracies then you must file it a dispute with the Experian credit report.

You need to first know the reason of disputing Experian credit report and then plan out how to work on it. You have three options to dispute, that are, mail, online or via call. You would be asked to provide your details that include your name, your home address, date of birth and you social security number in all of these methods.

Briefly tell the agent your reason of you not agreeing with the negative entries. In case you need their address to mail them the letter then you shall ask them with respect. Write them a precise letter quoting the reason you want to dispute your Experian credit report and also post the copies of the documents in support of your query.

You have to wait for about 45 days to know whether your investigation resulted in erasing your negative entry from your credit file. You would take delivery of a mailed letter and in some cases a copy of your updated credit report.

You may perhaps have to mail them another letter asking for a new investigation run, if your job to dispute your Experian credit report could not work. Moreover, you carry the right to add a brief letter in support of your credit file clearing up why you do not agree with the bad item as a question.

How to dispute experian by mail and get real results. Get a step-by-step guide for an equifax dispute , or call: 1-866-246-7311 for free instant help.

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Article Citation
MLA Style Citation:
Johnson, Natalie "Methods to Dispute Experian by Mail." Methods to Dispute Experian by Mail. 18 Jan. 2011. 20 Oct 2014 <>.

APA Style Citation:
Johnson, N (2011, January 18). Methods to Dispute Experian by Mail. Retrieved October 20, 2014, from

Chicago Style Citation:
Johnson, Natalie "Methods to Dispute Experian by Mail"

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