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Mike, His Debt and Accounts Receivable

By Brent Neenan

When it comes to paying off debt; I always looked at it a certain way. I never like holding onto debt and I always like paying people back. This goes from borrowing money for lunch one day to paying off my student loans I took out five years ago. It seems natural to me that you want to maintain the greatest credit score possible. I don’t like my debts being found on; an accounts receivable balance sheets and I always assumed most people felt the same way; until I met my friend Mike.

Mike was an entertaining individual and it’s unfortunate we’ve lost contact in recent months. We had worked side by side for some time in a warehouse stocking medical equipment. He lacked any formal college degree but I couldn’t help but respect his logical and rational abilities. We would hold conversations for hours talking about our various philosophies on life and challenge each other with different hypothetical situations.

It was a totally average day and we were going on about different things and how they relate to our lives when the conversation about debt came up. I conveyed to him my traditional philosophy on paying back promptly and possessing a good credit score because I saw it the only way to live a moral and financially secure life. Mike though; had a different way of looking at things.

Mike was never the type of guy to care whether or not companies such as Rapid Recovery were trying to get a hold of him. Having credit issues his entire life; he maxed out his credit cards years ago and settled on just never paying them back. Even more so; he never even cared about further ruining his credit by taking out more money he wouldn’t be able to pay back. His reasoning boiled down to how he viewed the common person of today’s economy. Because so many people owe so much money in this day in age creditors are generally expecting (according to Mike) never to get their money back anyway so he’s no different than millions of others and so; he’s just a drop in the bucket. He truly believed his method would work everything out in the end.

Even though I always had respect for Mike’s intelligence in this particular instance I couldn’t have disagreed with him more. I would never want to live my life owing people and hoping they would simply write me off as an expense eventually.

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Article Citation
MLA Style Citation:
Neenan, Brent "Mike, His Debt and Accounts Receivable." Mike, His Debt and Accounts Receivable. 9 Jul. 2012. 2 Aug 2014 <>.

APA Style Citation:
Neenan, B (2012, July 9). Mike, His Debt and Accounts Receivable. Retrieved August 2, 2014, from

Chicago Style Citation:
Neenan, Brent "Mike, His Debt and Accounts Receivable"

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