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Some Ways To Get Extra Cash To Pay Off Your Debt

By Guest

So the collection agency is on the phone and you can not make ends meet. You’ve tried everything. You stopped spending, you created a budget, but you still are having problems generating the cash flow to pay off your debt. You need to make some more money. Here are a few simple ways you can do this:

Think like a business. When big businesses are trying to lower debt and raise profits, one of their main strategies is to sell their assets. They sell equipment, inventory, and product lines. On a smaller scale, you can do the same. What would you be able to part with if it meant financial security? Your second car? Second home? Boat? Art or jewelry? Time share? If what you are selling is very valuable (five thousand dollars or more) you should have it appraised for tax purposes and for your own sake. If it’s a household item not worth having appraised, you can get a fairly accurate idea of the market value by taking a look through classified advertisements or on eBay.

Hold a really terrific garage sale. If done right these can really pay off! Don’t just throw a pile of junk into a box in the garage and wait for it to fly out. If you take a methodical approach you’ll clean up your garage- and clean up financially. Give yourself a few weeks to get things in order. Saturdays are best for garage sale days. Next, go through your house. If you haven’t used an item in two years, you can go without it.

Then, organize your merchandise. Put like objects with like objects, so buyers can locate what they are looking for. If you are selling clothing, put it nicely on a rack or a string up clothesline so that your customers can see. If you aren’t positive if you have enough to fill your yard, join in with a few families. Keep track of who has earned what by placing different color price tags on each family’s things. And don’t forget to advertise by running advertisements in local papers and online.

Another thing to consider is to try to earn extra money, which you might be able to do at your own job. If it has been a year or more since you received a raise, ask for one. If you do not get it, ask your boss what you have to do to increase the size of your paycheck. In today’s day and age, you may just have to get an additional job. About four out of ten people have already done so to meet regular household expenses or pay off debt. That’s eight and a half million Americans! Whatever choices you make, good luck, and remember, use that extra cash wisely and always stick to your budget!

Mallory Megan works for Rapid Recovery Solution and writes articles about national collection agencies

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Article Citation
MLA Style Citation:
Guest, Guest "Some Ways To Get Extra Cash To Pay Off Your Debt." Some Ways To Get Extra Cash To Pay Off Your Debt. 25 Jun. 2010. 6 Aug 2014 <>.

APA Style Citation:
Guest, G (2010, June 25). Some Ways To Get Extra Cash To Pay Off Your Debt. Retrieved August 6, 2014, from

Chicago Style Citation:
Guest, Guest "Some Ways To Get Extra Cash To Pay Off Your Debt"

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