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Why Should Consolidate Student Loan?

By Fernando Michael

To consolidate a loan you actually take the synchronized payments and interest rates and mix them into a single loan that has a new fixed rate. there are great bits and bad bits for such a course of action and it all depends on the personal conditions and circumstances. There some profit from consolidating a loan:

You can thus consolidation loan student while still in school. However, it is important not to try consolidating federal loans into private ones, because some privileges are wasted like this. in federal programs you can even qualify for loan forgiveness or apply for forbearance if it is the case. And last but not least, federal loan consolidation does not require any fee payment.

Before you try to consolidate student loans, don’t forget that some interest rates are tax deductible, and this factor should be seriously taken into consideration. Moreover, the private loan consolidation offer is less advantageous as compared to the consolidation of federal loans.

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Article Citation
MLA Style Citation:
Michael, Fernando "Why Should Consolidate Student Loan?." Why Should Consolidate Student Loan?. 10 Jul. 2010. 23 Oct 2014 <>.

APA Style Citation:
Michael, F (2010, July 10). Why Should Consolidate Student Loan?. Retrieved October 23, 2014, from

Chicago Style Citation:
Michael, Fernando "Why Should Consolidate Student Loan?"

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