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Facts You Should Know About Health Insurance Policies?

By Matty Simpson

Using the increasing occurrence of disease and disorders, no surprise a lot of people are seriously taking into consideration the importance of health insurance policies. Unfortunately, many people think of insurance policies as a waste of money particularly if you find yourself quite healthy. This mindset of them has deprived them from taking health insurance. Consequently, they’re uninsured and susceptible to different diseases. Regardless of the rising premium rates of different policies, it is essential for people to have health insurance so that they can get financially protected for serious illnesses like diabetes and cancer. This can protect and relieve them in the event of benign problems.

Important Facts:

If you want to learn more about health insurance policies and how it can benefit you, you should consider the facts about health insurance. Considering the present statistics, there is an instant need for excellent service these days. The government has actually allotted a lot of money to be able to provide the best healthcare system and also the best medical attention to its constituents. In 2008 alone, the federal government paid $2.4 trillion to attend to the medical needs of people. Considering the previous investments; this amount has significantly increased by 3 to 8 times since 1980 to 1990.

In the event you check out the medical expenditures made in private, domestic and government areas, without doubt yes, it is important to purchase a good insurance policy because health care has becomes significantly costly. Increasing demands for a better life and inflation has led to this rise. This is why a health insurance plan is essential nowadays.

Facts about Uninsured People

Most uninsured individuals are unfamiliar with the importance and well known facts about health insurance. If you take this into account, the federal government will know how much money they have to budget on healthcare alone because most of those who do not have healthcare policies often cannot pay for hospital bills too when they become ill. Although there is a trend seen that much less individuals are uninsured each year, there’s still quite a number of people who are uninsured.

While in 2008, only 43 million people were uninsured instead of the extra 3 million in the earlier years, by the end of 2006 to 2007, there was a rise in this number from 40′s to 250-253 million. Population growth in last 2 decades has added the pressure. The increasing premiums and vague policies of coverage might be a reason behind it.

Significance of these Figures

These figures are essential for government because seeing them, they can allot a fixed budget for health care and research. As the saying goes, a proper country is surely a wealthy country as individuals are more productive in making the economy better. This is why the federal government is imposing policies about acquiring health care policies to insure more people and to alleviate the burden of such expense. The main reason anyway, the reasons people opt not to get a health insurance policy is due to the tremendous rise in premiums. In 2007, a household of four needs to pay roughly $12,000 annually for the premium of the healthcare insurance that is way past the $10,000 minimum wage an average American receives.

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Article Citation
MLA Style Citation:
Simpson, Matty "Facts You Should Know About Health Insurance Policies?." Facts You Should Know About Health Insurance Policies?. 9 Apr. 2013. 28 Nov 2014 <>.

APA Style Citation:
Simpson, M (2013, April 9). Facts You Should Know About Health Insurance Policies?. Retrieved November 28, 2014, from

Chicago Style Citation:
Simpson, Matty "Facts You Should Know About Health Insurance Policies?"

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