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Are Residents And Michigan Medical Insurance Companies Ready For The PPACA?

By Guest

With the cut-off date for various aspects of the Patient Protection and Affordable Care Act (PPACA), rapidly approaching on June 21, a miscellaneous roster of health benefits and guidelines remain in doubt. These recently appointed laws assure both temporary and permanent features for subscribers of Michigan medical insurance. Amid the groundwork of the PPACA, a variety of trends are evident among employers, certain organizations and consumers.

While employers have overwhelming anticipation that the PPACA would shift the financial burden of health insurance onto employees, eventually decreasing medical benefits and programs, overtime. Hence, the vast majority of corporations are not too keen to transition any of the looming health plan guidelines.

Notwithstanding the grandfather clause, which authorizes young adults, who are full-time students to remain on their parent’s insurance policy, employers are postponing the condition on their insurance polices until it becomes a legal requirement in 2011.

Michigan medical insurance analysts are of the opinion that adults, who are in the midst of a coverage gap, are better off obtaining several health quotes to bypass COBRA premiums. Not to mention, certain Michigan medical insurance providers such as Blue Cross- Blue Shield are already modifying their programs in accordance with the Patient Protection and Affordable Care Act.

On September 23rd, another facet of the PPACA implements a list of ‘preventive services’. This signals that Michigan medical insurance companies will have to extend free preventative coverage. More importantly, Michigan medical insurance companies cannot charge any out-of-pocket or costs co-payments on policyholders.

Insiders familiar with the national health care writing, report that Senator Barbara Mikulski, a Democrat from Maryland included a guarantee clause for women’s health ‘additional preventive care and screenings’.

Hence, the precise preventative services have not been determined. It’s the primary reason that Planned Parenthood is amid a silent crusade for contraceptive and other birth control options for inclusion in the list of free recognized preventative services.

Mike Novelli, president of Michigan Health and Life shares, “Since individuals, who do not have Michigan medical insurance are perplexed by the changes of the PPACA, a staggering number of consumers are postponing medical coverage. There is a misconception that health plans will reach bargain basement prices. In reality, whether one’s buying an Michigan medical insurance policy or not, American consumers have to learn how to be prudent about health plans. provides free health insurance quotes, advice and a wealth of information regarding Michigan medical insurance. Bookmark the site for the latest news, resources and no obligation quotes, online.

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Article Citation
MLA Style Citation:
Guest, Guest "Are Residents And Michigan Medical Insurance Companies Ready For The PPACA?." Are Residents And Michigan Medical Insurance Companies Ready For The PPACA?. 21 Jun. 2010. 27 Dec 2014 <>.

APA Style Citation:
Guest, G (2010, June 21). Are Residents And Michigan Medical Insurance Companies Ready For The PPACA?. Retrieved December 27, 2014, from

Chicago Style Citation:
Guest, Guest "Are Residents And Michigan Medical Insurance Companies Ready For The PPACA?"

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