ID Theft – Think You Are Not at Risk?

By Sheila Thompson

We live in an information-oriented society. Technology permits us to do business and make transactions literally in a matter of seconds. This wealth of information has given rise to a new crime – I. D. theft.

In fact , according to a 2003 release from the FTC, approximately 27 million Northern Americans have fallen victim to ID thieves since 1999. Annually that number climbs higher and higher. In 2003 alone, virtually 10 million folks in the United States reported being victimized by identity bandits.

So what does that suggest? Someone has thieved your credit card “your credit card company can help you with that, right? Well, according to the FTC, almost 60% of ID theft issues don’t relate to your present credit card accounts. I. D. theft can happen as a consequence of new lines of credit being opened in your name either through credit cards or bank loans, as well as telephone/application fraud and even employment related fraud. Because we are susceptible through so many avenues in our daily existance, we're all at risk.

What are you able to do? Where would you turn if you found yourself in this situation? Would you know where to start to clear your name? Well, now you do not have to fret about what to do as we've got the answer.

As you already know, Pre-paid Legal Services, Incorporated. Is a leader of the legal services industry. With over 30 years of expertise in providing legal rights protection to our members, we have now teamed with Kroll Inc, the world's largest risk consulting company.

For at least 30 years, Kroll has helped corporations, government agencies and people cut back their exposure to chance and profit from business ventures. Kroll is an operating unit of Mire Inc, the danger and insurance services subsidiary of Marsh & McLennan Corporations, Incorporated, the global pro services firm. With offices in more than 60 towns in the United States and abroad, Kroll can operate and restructure enterprises; go over accounting practices and monetary documents; gather and filter electronic evidence for lawyers; recover lost or damaged info from PCs

and servers; conduct in-depth investigations; screen domestic and foreign-born job applicants; protect people, and augment safeguard systems and procedures. During the past three years, Kroll has developed a singular solution for victims of ID theft. This new service is now available to Pre-paid Legal members through the Identity Theft SHIELD benefit.

What does this benefit provide our members?

The I. D. Theft Shield gives you simple access to the resources you need to begin to understand your credit ratings and to fight back if an identity thief threatens your money standing. This benefit is intended to advise you of suspicious account activity, and to revive any ensuing damages to your credit report.

1. Credit Score Thru Experian

Make sure your financial records are accurate.

Your credit standing is one of your most important monetary assets. It does not only affect your ability to get credit, it frequently dictates the interest rate at which you can borrow. It could also affect your ability to purchase insurance or to find work. Some insurance firms and potential employers use your credit rating to figure out your sense of accountability.

Professionals counsel you review your credit report frequently. The I. D. Theft Shield makes it simple. Members are entitled

to a up-to-date credit score from Experian at no extra charge.

Personal Credit History and Analysis from Experian

Know your credit history. And how it affects your ability to borrow.

Your credit history is derived from the information in your credit score. This score is utilized by lenders to establish your creditworthiness. The higher the number, the better your chance of being approved for the credit you need.

A detailed analysis of your Personal Credit Report will be included with your Credit Report. You can use this research to guage your current credit standing.

2. Continuing Credit Monitoring Thru Experian

Learn of suspicious activity before your credit is trashed.

A professional thief can assume your identity in only one or two hours. It can require years for you to mend your credit standing. Early detection is key to minimizing the damage due to burglars who steal you name.

With your ID Theft Shield membership, your credit files will be observed through Experian daily. Dubious activity will be brought to your attention, giving you early detection. You will receive prompt notice if any new accounts are opened in your name. Or if negative notations are added to your. Credit report.

Want to know more about how to improve credit score? Visit our site to learn more.

You will also find information about the top credit repair companies as well as our LifeLock review.

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Topics: Identity Theft | Comments Off

Tags: credit monitoring, credit restoration, crime, Identity Theft, legal services, pre paid legal

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