Username:   Remember Me

Uber Articles {Über (ger) adj. above, beyond }

- Above and Beyond a Mere Article Directory


Identity Theft Protection – Why Don’t You Have It?

By Stephan White

With a new victim being struck every 3 seconds, identity theft shows no signs of giving up its title of being the #1 crime in America. Consider that statistic of a new victim every 3 seconds. If the average person blinks their eyes every 4.2 seconds, then that means every time you blink, someone somewhere in America has just been struck by an identity thief.

According to the FTC, there were over 11 million victims of identity theft in America last year, yet in a recent survey only 10% of Americans said they had identity theft protection. 75% of respondents said they did not have identity theft protection but knew they needed it. Why were they risking living unprotected? Chances are, statistically, you are unprotected too.

The average victim will have to pay $500 to recover from each case of identity theft. That is only the average cost of the recovery itself. That average does not include the amount that the thief makes off with. Considering that the threat of identity theft is so quickly growing, why are so many Americans electing to avoid purchasing identity theft protection coverage? If the trends continue, and Americans continue to take their chances with identity theft believing that it won’t happen to them, the victim rates and losses are going to continue to grow.

There are many identity theft protection providers out there. The biggest companies cost the most due to their astronomical advertising costs. These advertising costs are not taken out of their profits. These millions in costs are picked up by the customer in the form of higher monthly rates.

The smaller companies and providers have similar, if not the same, comprehensive coverage for a much lower cost. Their monthly rates are lower due to their low operating costs and smaller payrolls and overhead. This begs the question: do you want your monthly payment to be covering your coverage or the company’s high overhead and advertising costs?

While researching the different identity theft protection providers, I ran into a difficulty. I could not accurately compare the different services offered because the companies all refer to the same type of protection in different ways. For example, five different companies could all include monitoring of data points in location X, but they would all refer to this coverage in 5 different ways. This made it impossible to compare their services accurately. What was apparent was that they all offer comprehensive identity theft protection coverage that is leaps and bounds beyond simple credit check monitoring.

Easy was the ability to compare the pricing of the different providers. One thing that was disappointing was how quickly the monthly rates grew when family members were added. Why charge so much extra for adding family members? These companies are selling a digital product. The product is not a tangible product that requires them purchase more supplies, build anything extra, ship it across country, etc. So why does the monthly charge double or more for adding a spouse and/or child(ren)?

After conducting my research of identity theft and identity theft protection providers, I reaffirmed my opinion that everyone should guard their family and themselves from identity theft. Choosing not to can be dangerous and reckless. We make decisions everyday to protect ourselves and our finances, so why do we not protect our identities to from identity thieves? The cost of monthly protection coverage is nothing compared to the amount stolen from victims every day. Is it worth the risk to go unprotected?

A clear price comparison chart can be found here. You can also review the comprehensive protection offered by this provider here.. Free reprint available from: Identity Theft Protection – Why Don’t You Have It?.

Article kindly provided by

Topics: Identity Theft | Comments Off

Tags: , , , , , , , , ,

Article Citation
MLA Style Citation:
White, Stephan "Identity Theft Protection – Why Don’t You Have It?." Identity Theft Protection – Why Don’t You Have It?. 10 Sep. 2012. 20 Jul 2014 <>.

APA Style Citation:
White, S (2012, September 10). Identity Theft Protection – Why Don’t You Have It?. Retrieved July 20, 2014, from

Chicago Style Citation:
White, Stephan "Identity Theft Protection – Why Don’t You Have It?"

Reprint Rights

Creative Commons License
This article is subject to a revocable license under a Creative Commons Attribution-No Derivative Works 3.0 Unported License, which means you may freely reprint it, in its entirety, provided you include the author's resource box along with LIVE VISIBLE links (without "nofollow" tags). We may revoke the license at any time with or without cause. You must also include the credit to

Comments are closed.

Uber Articles and its partner sites cannot be held responsible for either the content nor the originality of any articles. If you believe the article has been stolen from you without your permission, please contact us and we will remove it immediately. If you have a problem with the accuracy or otherwise of the content of an article, please contact the author, not us! Also, please remember that any opinions and ideas presented in any of the articles are those of the author and cannot be taken to represent the opinions of Uber Articles. All articles are provided for informational purposes only. None of them should be relied upon for medical, psychological, financial, legal, or other professional advice. If you need professional advice, see a professional. We cannot be held responsible for any use or misuse you make of the articles, nor can we be held responsible for any claims for earnings, cures, or other results that the article might make.
  • RSS Feed

    RSS for Identity Theft

  • Plugin UAW into your sites and start receiving fresh, unique and niche relevant content today and everyday!