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Do Not Rush Into Pet Health Insurance

By Jay Beckner

If you want peace of mind regarding your pet, pet health insurance may be what you are looking for. Health care for pets has advanced dramatically over the last twenty years or so. Veterinary costs are rising at the rate of ten percent per annum. With the sophisticated techniques now available to veterinarians, pets can be brought back from death’s door.

However the cost of doing so can be very high. MRIs, X-rays, hospitalisation and blood tests can leave an owner severely out of pocket. Kidney disorders, diabetes complications and cancer treatments may prolong a pet’s life for some years but only at a substantial cost to the owner.

Shop around and compare policies. Check that your preferred plan will give you the cover you need. To establish a budget for insurance, estimate the annual costs of veterinary visits, divide by twelve to calculate a monthly figure and compare this with the cost of a policy.

It is important to know exactly what is covered in a potential policy. Cancer treatments, pre-existing conditions, accidents, surgery and dental care may or may not be covered. Some policies will not cover adrenal gland diseases in ferrets because so many suffer from the condition.

Find out the percentage of costs that will be reimbursed. If some items are not covered, try to estimate what these extras might cost you. Your policy may or may not cover all large unforeseen expenses.

Pet health insurance might be highly desirable if you own a high-risk pet. An example would be a cat that is continually scrapping with other neighbourhood cats, thus running the risk of catching an infectious disease. Outdoor cats are more prone to automotive accidents.

An insurance broker will be able to source appropriate companies. Your veterinary practice will have had dealings with at least several. It may be equally effective to regularly put aside some money in readiness for the day when your cat or dog needs emergency treatment. A person’s decision will be based on their circumstances and past experiences.

Want to find out more about Pet Health Insurance, then visit PetFirst and you’ll find affordable Pet Insurance to protect your beloved pet.

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Article Citation
MLA Style Citation:
Beckner, Jay "Do Not Rush Into Pet Health Insurance." Do Not Rush Into Pet Health Insurance. 9 Apr. 2014. 28 Jul 2014 <>.

APA Style Citation:
Beckner, J (2014, April 9). Do Not Rush Into Pet Health Insurance. Retrieved July 28, 2014, from

Chicago Style Citation:
Beckner, Jay "Do Not Rush Into Pet Health Insurance"

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