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Gainesville Short Sale: Do I Qualify For A Loan Modification?

By Ben Curry

If you can’t afford your house payment, or are in foreclosure, then you should ask your lender for a loan modification. Many Gainesville Homeowners are getting their loan modifications approved. However, it takes a lot of work.

You may qualify for a loan modification if you are at risk of near default. Has your income recently been reduced? Or, is your interest rate about to re-set to a level you cannot afford? In these cases, you probably qualify for a loan modification. This is true even if you are not yet behind on your payments. Are you looking for Gainesville Loan Modification Help?

We have a loan modification kit that you can use to negotiate a loan modification on your own. Some people pay thousands of dollars upfront to have someone do it for them. But, who is going to push harder for an approval? The person who risks losing their house (you), or someone else who already got paid upfront?

To start the process, gather up all the necessary documents. You will need income documentation, all your mortgage documents, and copies of your monthly bills. You will need to present the lender a case on why they should accept your loan modification.

You generally qualify for a payment reduction if the house is your primary residence and your payment is more than 31% of your monthly income. Many lenders are accepting loan modifications. Here is the key. You must show your lender how it is beneficial to them to accept your loan modification.

Our loan modification kit has the information on how to make the argument. We show them that they will make more money by accepting your loan modification versus foreclosing on the house. They’re in the business of making money, right? That is why this strategy works. Get more info on this strategy and the tools you need for a successful loan modification by clicking here.

Thanks for reading this, Chris Curry.

Chris is a real estate agent at Keller Williams Gainesville Realty.

Phone: (352) 332-6611.

For more info visit

Learn more about keyword #1. Stop by Ben Curry’s site where you can find out all about keyword #2 and what it can do for you.

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Article Citation
MLA Style Citation:
Curry, Ben "Gainesville Short Sale: Do I Qualify For A Loan Modification?." Gainesville Short Sale: Do I Qualify For A Loan Modification?. 11 Jul. 2010. 30 Jul 2014 <>.

APA Style Citation:
Curry, B (2010, July 11). Gainesville Short Sale: Do I Qualify For A Loan Modification?. Retrieved July 30, 2014, from

Chicago Style Citation:
Curry, Ben "Gainesville Short Sale: Do I Qualify For A Loan Modification?"

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