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A Brief Guide To Student Budgeting

By Sally Everitt

Just the very idea of budgeting can leave a bad taste in your mouth as a student. It is simply not in your nature. Higher Education can be an expensive experience not just when it comes to studying but in the very lifestyle that partly inspired you to become a student in the first place. The good news is that it is possible to get the most out of your finances so that student life doesn’t have to be a constant feeling of strain and struggle.

If you adhere to a budget you will see that your resources can reach further than you originally thought. If you draw up a budget and stick to it, your finances will go that much further. You will need to rely less on borrowing which you will thank yourself for down the line when university is behind you. You will also learn from the experience as budgeting will become a necessity in your professional life also.

Begin by drawing up a list of wants to motivate you such as a holiday, a car etc, Next take a look at your finance; your current balance, any income from part-time work, parental contribution etc. Now make a list of those things that you need. Split them into two, one for educational and one for lifestyle. Education should always take priority.

There are often alternatives to what may be essential or even luxury spending. For example, many students insist on owning their own laptop but universities have such facilities on hand and can be accessed for almost all of the waking day with some universities even providing 24/7 access. The library may stock the books you need and on a more personal note, you can often find trendy and even hardly worn clothes at charity shops. Charity shops have a certain connotation but some, though with a higher price-tag deal exclusively in trendier fashions.

Budgeting requires smarts and some discipline. There are a number of items such as mobile phones where you can enlist the help of price comparison Websites before making a final decision. If you adopt a mindset where budgeting is your friend rather than your enemy, you will soon start to see the fruits of your intelligence.

Check out a complete Student Finance Guide for more information about budgeting for students.

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Article Citation
MLA Style Citation:
Everitt, Sally "A Brief Guide To Student Budgeting." A Brief Guide To Student Budgeting. 22 Jun. 2010. 29 Sep 2014 <>.

APA Style Citation:
Everitt, S (2010, June 22). A Brief Guide To Student Budgeting. Retrieved September 29, 2014, from

Chicago Style Citation:
Everitt, Sally "A Brief Guide To Student Budgeting"

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