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Group Travel Insurance

By David Jackson

Canada and the Bahamas became the destination of the passengers that were stranded because their cruise liner went out of business while they were mid cruise last September. A cruise liner that goes belly up can easily lead to lost belongings not to mention lost lives on board. Insurance issued to the passengers were given by a third party and the total amount of claims filed after the event cost a staggering 1.5 million dollars.

Those who bought protection from the cruise line are standing in the back of the line with the creditors and they may or may not get paid. There are a lot of things that can result in travel plans going South and some of the possible scenarios that may suffice include illnesses and missed flights. It is fairly easy for a traveler to lose the money he or she paid for a vacation when plans cannot push through because of changes in the weather and the like.

A person can include assistance for accidents and sickness, flight insurance, and protection for financial belongings when he or she obtains a travel insurance policy. Some of the mandatory inclusions are medical evacuation and baggage insurance. People can choose from different coverage types when they get travel insurance for certain trips.

Travel companies sell travel insurance but these policies can also be availed of from other sources like tour operators and travel agencies. Services differ based on the policy source. When it comes to supplier default coverage from travel companies are exclusive of this coverage.

The absence of this coverage is almost always possible with direct insurance. It is always the better option to get travel insurance from indirect third party sellers. When it comes to problems when people travel the costs are relatively close meaning that financial trouble can easily be experienced by a traveler if he encounters a flight delay or a more eventful rescue situation.

Flight cancellation is the most popular reason for claims. Responsibilities can cause travelers to change their travel plans easily. Personal reasons like illnesses, accidents, and trouble in the family are common but non personal cause like bad weather is also possible.

Another popular claim regularly filed by travelers is the trip interruption claim which can be caused by numerous factors. Claims are not made on a regular basis but there are some who file claims for medical evacuation especially since this service costs a lot. Injuries and one’s location are factors that determine the cost of medical services adjusting prices from tens to hundreds of thousands.

It is highly possible for medical evacuation services to extend only to the provision of a medical escort and a couple of flight reservations. A medical coverage plan serves a greater purpose other than evacuation assistance. Younger people are now more aware that they too can figure in accidents and so an insurance company shares how part of their clients for medical insurance are comprised of these people.

Medical needs for children should be available whenever needed and because of this travelers with children get this form of insurance policy. Without a 24 hour international hotline travel insurance policies are not as useful. Who can benefit from this policy?

Travelers who should be most concerned are those who have medical or health problems. When a trip involves early deposits or other similar situations then insurance is very important. Financial loss is probably the best reason to get insurance.

Travelers do not always get travel insurance wherein only a small percentage avails of policies as said by an official of the cruise liner who is obligated to pay a million dollars in damages. Most tickets are non refundable but this does not affect people as much. People can travel with ease with an insurance policy.

Can money end all problems when traveling? How much the insurance will cost will depend on how much the overall trip us valued at. Travel insurance can be expensive but it can be of greater value to a traveler experiencing travel mishaps.

You can get resources on australian travel insurance by visiting this site. If you are in search of info don’t forget to view this resource aussie travel insurance.

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Article Citation
MLA Style Citation:
Jackson, David "Group Travel Insurance." Group Travel Insurance. 4 Jul. 2010. 9 Feb 2015 <>.

APA Style Citation:
Jackson, D (2010, July 4). Group Travel Insurance. Retrieved February 9, 2015, from

Chicago Style Citation:
Jackson, David "Group Travel Insurance"

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