When it comes to new driver auto insurance, you’re in a group that will typically be charged higher rates. Through the eyes of the insurer, you’re a bigger risk. You haven’t been driving for long so don’t have as much experience as others. However, there are ways in which you can help to bring down the costs of getting yourself insured. Here are a few tips.
If You’re A Young Driver
If you’re a young driver then it’s going to be even harder for you to find insurance that’s affordable. You should look at as many ways as possible to help bring down your insurance rate. One way of doing so is to stay on your parents insurance, if you’re still living with them. It might not be ideal but it can help to save on costs while you’re waiting to get some proven experience behind you.
Take An Advanced Course
You might have passed your test, but there’s a reason why new driver auto insurance costs more – you don’t yet have experience. To prove that you’re more experienced you can take advanced driving courses, specially designed for drivers who have just passed their test. Although this might sound more expensive, often the saving on your insurance will outweigh the costs of taking the advanced course.
Think About Your Deductible
There is often a deductible amount for various types of car insurance. The higher the deductible, which means the amount of money you’ll have to pay towards the repairs before your insurer will, the cheaper you’ll be able to get your policy. It can really be worth signing up to a higher deductible to reduce your monthly costs, but don’t go so high that you couldn’t afford it if you ever did need to make a claim.
Do Your Research
Unfortunately it can be time consuming to find the cheapest new driver auto insurance quotes, but it’ll be well worth the time you take for the money you’ll save. There are now plenty of websites available designed to help make insurance comparison easier, letting you enter in all of your details and comparing at a glance which company suits you best.
The truth is that no one insurance policy will be best for everybody, this is why it’s important to do your own research and not just rely on what a friend did, for example. So many factors can impact how much you pay for new driver auto insurance, so get out there and start comparing to find the best deals.
Inexpensive new driver auto insurance can often be difficult to find. If you want to save time and money, check out Inexpensive auto insurance, where the comparison work has already been done for you to help you save money.
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Rochford, Alan "How To Make New Driver Auto Insurance More Affordable." How To Make New Driver Auto Insurance More Affordable. 26 Jun. 2010. uberarticles.com. 28 Dec 2014 <http://uberarticles.com/travel-and-leisure/how-to-make-new-driver-auto-insurance-more-affordable/>.
APA Style Citation:
Rochford, A (2010, June 26). How To Make New Driver Auto Insurance More Affordable. Retrieved December 28, 2014, from http://uberarticles.com/travel-and-leisure/how-to-make-new-driver-auto-insurance-more-affordable/
Chicago Style Citation:
Rochford, Alan "How To Make New Driver Auto Insurance More Affordable" uberarticles.com. http://uberarticles.com/travel-and-leisure/how-to-make-new-driver-auto-insurance-more-affordable/
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