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Protect Your Vacation With Travel Insurance

By Jane Snurtl

Traveling can be very expensive. Most people plan their trips well in advance and save money to make the most of their trip. However, a vacation can be ruined in an instant by the unexpected. If a member of the family becomes ill, a sudden storm makes your tropical vacation impossible or there’s an unexpected heat wave during your planned ski vacation, your trip may be ruined. Travel insurance can give you peace of mind that all your efforts will not be wasted.

Travel insurance can minimize the financial loss possible if you encounter unexpected ordeals that prevent you from making your trip. This usually keeps you from losing money from cancellations and disruptions. Sometimes illness or injury cannot be prevented, even during vacation. Your travel insurance policy can help cover the costs of medical coverage should you need it. Lost luggage and damage to property like pricey golf clubs or expensive skis doesn’t have to ruin your plans. Yep it is covered under your travel insurance policy, you won’t have to run up those credit cards replacing your belongings and can continue your trip as planned.

With the recent storm activity that has devastated popular vacation spots around the world, emergency evacuation is a concern. This can sorely strain a tight budget but travel insurance will cover those costs. You can even get a policy that will protect you should your valuables be lost. Leaving your hotel only to come back to find your valuables are gone can put a damper on any vacation. Travel insurance will give you the confidence that unexpected emergencies will not ruin the trip you’ve been planning and saving for.

Having your trip itinerary is the first step in choosing travel insurance. Knowing where and how long you are staying is the first step. For instance if you are traveling within the United States you won’t need the same type of insurance you might need in South America. The first thing you should check is what your Credit card company may cover, and if they have any type of added travel insurance, at a reduced rate for members. Compare those costs with quotes from travel agents to find the best deal.

For the coverage you get travel insurance is pretty inexpensive. When you compare the cost of your vacation, and the possible loss to the cost of insurance and peace of mind, it becomes even more economical. Research and only purchase coverage you may need, there is no reason to buy insurance to cover cancellation due to weather if you are traveling out West where you’re not likely to need it.

Vacations can be a major investment in both time planning and money spent. Protect that time and money with travel insurance. Of course shop around and only buy coverage that you will need. Create lasting memories with a safe and happy vacation for you and your family.

Want to find out more about travel insurance, then visit Jane Snurtl’s site on how to choose the best travel insurance for your needs.

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Article Citation
MLA Style Citation:
Snurtl, Jane "Protect Your Vacation With Travel Insurance." Protect Your Vacation With Travel Insurance. 22 Jun. 2010. 4 Aug 2014 <>.

APA Style Citation:
Snurtl, J (2010, June 22). Protect Your Vacation With Travel Insurance. Retrieved August 4, 2014, from

Chicago Style Citation:
Snurtl, Jane "Protect Your Vacation With Travel Insurance"

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